Madrid's Mirai RiskTech Raises €5M From Inveready
The Madrid-based balance-sheet-management vendor lands a single-investor round from Spanish firm Inveready to fund AI tooling and a push beyond Spain into the UK, US and Middle East — sized more like a scale-up check than a breakout raise.
Mirai RiskTech, a Madrid-based asset-liability-management software vendor founded in 2013, has raised €5 million from Spanish investment firm Inveready, the company confirmed September 22, 2026. The round funds international expansion into the UK, US and Middle East and development of an AI product line for balance-sheet modeling — Mirai disclosed no valuation and named no other investors.
The Ledger Desk · 3 min read- Mirai RiskTech raised €5 million from sole investor Inveready, announced September 22, 2026; no valuation or round stage disclosed.
- Funds are earmarked for expansion into the UK, US and Middle East plus an AI product line for balance-sheet and behavioral modeling.
- The round has no named co-investors — a single-source growth check, not a syndicated venture raise.
- Mirai's credibility marker is third-party analyst recognition (Chartis Research's RiskTech Quadrant and RiskTech100), not disclosed revenue or customer counts.
- Everything beyond the raise itself — market entry, product delivery, customer wins — remains unverified reported intent.
Mirai RiskTech, a Madrid-based vendor of asset-liability-management (ALM) and balance-sheet-management software for banks, has raised €5 million from Spanish investment firm Inveready, the company said in a statement carried by Finextra on September 22, 2026. The single-investor round will fund the vendor's push beyond Spain into the UK, US and Middle East, plus development of a generative-AI and deep-learning product line for behavioral modeling on bank balance sheets. No valuation was disclosed, no other backers were named, and neither source states whether this is Mirai's first capital raise since its 2013 founding or a later round in an undisclosed sequence.
What the round actually is
The €5 million comes entirely from Inveready, a Spanish fund manager founded in 2008 that oversees roughly €2.7 billion across 53 funds and has backed 275 portfolio companies (Fintech Garden, 2026). Neither company disclosed the round's stage label, Mirai's pre- or post-money valuation, or whether Inveready is a new or returning investor in the company. That absence of a lead-investor syndicate or named co-investors marks this as a modest, single-source growth check rather than the multi-fund raise typical of venture-stage risktech deals — a distinction that matters for reading how much runway €5 million actually buys.
Why a decade-old vendor needs growth capital now
Mirai RiskTech was founded in 2013 and has built its business selling SaaS and consulting for treasury, ALM, risk and regulatory-compliance functions inside banks — unglamorous back-office infrastructure that rarely draws headline funding (Finextra, 2026). The company frames its opportunity around fragmentation: banks still run treasury, ALM, risk and finance on separate systems with inconsistent modeling methodologies, which slows stress testing and balance-sheet decisions when conditions shift. Chartis Research has ranked Mirai across five RiskTech Quadrant categories and named it to the 2025 RiskTech100 list — third-party validation the company is using to sell the expansion story (Fintech Garden, 2026).
What to watch
The real test is whether Mirai converts capital into named bank customers in the US, UK and Middle East — markets with entrenched incumbents in ALM and balance-sheet-management software, where a Spanish vendor with no disclosed valuation or customer count starts from limited brand recognition. Mirai has not published client numbers, contract values or a release timeline for the AI product line, so the €5 million raise itself is the only confirmed fact; everything downstream — market entry, product delivery, follow-on funding — remains reported intent, not a verified outcome.
- How much did Mirai RiskTech raise and from whom?
- €5 million from Spanish investment firm Inveready, announced September 22, 2026 (Finextra).
- What will Mirai RiskTech do with the funding?
- Expand beyond its home Spanish market into the UK, US and Middle East, and build out an AI product line — including generative-AI and deep-learning tools — for balance-sheet and behavioral modeling at banks (Fintech Garden).
- Did Mirai disclose a valuation, other investors, or prior funding history?
- No. The company named only Inveready as backer and did not disclose a valuation, round stage, whether Inveready is a new or existing investor, or any prior capital raises.